Citizens Community Bank
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Personal

Certificates of Deposit

Competitive rates and a variety of terms make CDs one of your best bets for savings.

Penalties may apply for early withdrawal.

 

Our Newest Certificates of Deposit (Business OR Personal)

3 Year Bump Up Certificate of Deposit 

Our 3 year bump Certificate of Deposit is designed to start you off with a great rate and give you the option to receive a one time bump on your rate, before maturity, if rates increase. Here is what you need to know to qualify: 

$5,000 Minimum to open. 

New money only.

*APY = Annual Percentage Yield, early withdrawal penalties may apply. Limited to a one time increase, certain restrictions may apply. This is a limited time offer.

9 Month, High Yielding Certificate of Deposit

Our 9 month, high yielding Certificate of Deposit is a great way to earn more for less. You earn a higher rate for a shorter term! Here is what you need to qualify:  

$5,000 Minimum to open. 

New money only.

*APY = Annual Percentage Yield, early withdrawal penalties may apply. Certain restrictions may apply. This is a limited time offer. 

 

 

 

 

 

 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTERESTBEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

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